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Archive for December, 2008

Half.com refund

December 26th, 2008 at 11:57 am

About 2 months ago I bought a book on Half.com, but I never received it. The seller just refunded my money. Since it is not money I was missing before, I won't miss it now. I'm transferring it to my $20 Challenge. Smile


Old Personal Savings: $82.66
Half.com refund: $9.08
-------------------------------
New Personal Savings: $91.74

Been a few days...

December 26th, 2008 at 11:51 am

Hope everyone had a Happy Holiday! Mine was wonderful...had a great time with the family, and there were miraculously no fights! Got some very nice presents, and ate a lot of very good food! Smile

Financially, not much is going on. I haven't worked in about a week or so. Will be working tomorrow again, so I am looking forward to that.

Went to the bookstore today. Mums and Dads gave each of us a $50 gift card there! So hard to pick out just $50 with of books for me! Smile I picked up 3 and still have about $10 left for another day. Smile

I also received a $25 gift card to DnD and a $25 gift card to Michaels for craft supplies. Yay!

3 Nights a Week

December 20th, 2008 at 11:35 am

I just got a call from the tarot store. They offered me an additional 2 permanent shifts there! I accepted, of course. I will now be working there 3 nights a week: Sat, Sun and Wed, from 6-10. YAY!! Gives me 12 hours now.

I'm actually surprised I got offered the coveted Saturday night shift. Saturdays are the best days for readers, with it being the day the store is busiest. The only way my boss would have offered the Sat shift to me is if clients have been overheard complimenting me or specifically booking readings with me.

I'm getting popular! Smile

Quick run to the store before the storm

December 19th, 2008 at 09:04 am

Waiting in that massive snow storm to hit today. Yay! Snowed in for the weekend! Smile

Headed next door to Walgreens to pick up some things: lunch meat, cheese, Advil, allergy meds. Came to $26 (!!) AND I used 2 coupons and got $4 off. Yes, the $26 was after the coupons.

BF has been craving bagels, so I stopped at DnD and picked up half a dozen. $5 and I know I could have gotten them much cheaper somewhere else, but with the storm coming I just wanted to get home ASAP and I really didn't want to deal with panicked New Englanders buying bread and milk. Yup, for some reason, when a storm hits, we buy bread and milk. I have no idea why. And no, I didn't buy any bread or milk (well, I got bagels) because we already have plenty in the house. Smile

I found a nickel and 2 pennies while I was out, too. New Pennies on the Sidewalk Total: $2.17

Tarot!

December 18th, 2008 at 01:53 pm

Worked last night at the Tarot store. Was there for 4 hours, and had 3 readings. Came home with $54. Yay!

Also had a friend there give me a reading re: my SSDI and it looks good! Smile

Good news re: my SSDI application

December 17th, 2008 at 08:50 am

Last night I got a phone call from the local social security administration office. The woman who called has some questions for me re: my application. After talking about work history, she gave me some possibly great news.

Before I can receive disability, I have to be not working due to my illness for 5 months. I thought they meant no work at all, but it is actually not being gainfully employed. Basically, not earning a specific amount. This means I can keep my tarot job, since I don't earn a lot there and actually am only guaranteed 4 hours a week.

But the better news is this: I started working from home om my freelance job in June. The woman said that the amount of work I did and money I earned wasn't enough to interfere with my SSDI. In other words, I may have already had my 5 months of not being gainfully employed.

She said as soon as she gets a from from me I need to sign, she will present it to the medical team for a decision. I cold get approved and start getting checks by the end of January, rather than June!

This is great news, and takes such a stress off my shoulders. I've been thinking I may have to just suck it up and find work, despite the fact that I can barely walk around my apartment without pain and my cane. I mean, right now I can't even stand long enough to do dishes, let alone work an 8 hour shift.

Off-Topic: Inspired

December 16th, 2008 at 08:03 pm

What I have learned from this site and the friends I have made has inspired me to start a weight-loss/health blog. Don't know if it will be of my weigh-loss success or failures, but I'm blogging about it anyways. Smile

It's called Healthy By 35 and can be found at:

http://healthyby35.blogspot.com/

I feel good today

December 16th, 2008 at 10:41 am

I really do. I got a bunch of things done that I needed to do in order to get financial things rolling better.

Filled out the Food Stamps App. Just need a copy of my 1099 and a copy of my license. Then it is off the the mail.

Also spoke to the woman helping me with the SSDI claim. I have a form my neuro needs to fill out at my next appointment, which is Thursday, and she is sending me another form that I can send to MassHealth. That form will complete my application for health insurance.

I also filled out the 2 forms I needed to defer my student loans for 6 months due to not working. Plopping them in the mail today.

And finally, not finance related, but wrote out my holiday cards last night and mailing them today.

Who-hoo! Big Grin

Slowly I'm getting there

December 15th, 2008 at 04:03 pm

Just got a payment from Pinecone in Paypal. I also had a small balance in there left over from Ebay sales last month. Transferring it all to my $20 Challenge. Big Grin

Old Personal Savings: $77.64
Pinecone: $3.00
Paypal balance: $2.02
-----------------------------
New Personal Savings: $82.66

More on groceries???

December 15th, 2008 at 01:22 pm

I'm starting to think that we eat too much. In reality, I know it is just that we go through staples rather quickly: bread, cheese, lunch meat, salad. So, today it was another stop for some groceries.

Picked up rolls for our hamburgers tonight, 2 sodas, tortilla chips for me to snack on (sugar free and made with corn intead of flour!), chips for the BF, and 2 loaf of bread.

OK, maybe it wasn't all on staples. Smile Anyways, dropped $16. Was so expensive because we went to the neighborhood place around the corner instead of the big grocery store. Should have known better...

Waiting on Money

December 14th, 2008 at 08:22 pm

I hate waiting on money. It makes me so tense because I need it, and I know it is coming, but I don't have it yet.

I'm waiting on 2 checks, and a book in the mail:

$10 check from a survey
$500 freelance check
Book on palm reading so I can add something else to my "talents" to go with the tarot cards

Requested the survey check the beginning of November, and I know it can take up to 2 months so I guess I have to wait. As for the freelance check, well, that is due any day now as I expected it last week. And the book was mailed on December 3rd, so it really should be here by now.

Holiday Party Was Fun

December 14th, 2008 at 07:49 pm

Tonight we had our holiday party for work. It was actually a lot of fun. We had a room to ourselves and a private buffet at a really good chinese restaurant.

BF and I didn't participate in the Yankee Swap, but there were other people who didn't either, so I don't feel bad. Overall we spent $14 on drinks and tips. Not a bad deal at all. And it was lots of fun. Smile

Well, I managed to get a few things done from my massive list. Tomorrow I need to tackle some more.

Oh, went to the movies with sister on Saturday. Ticket was $7, and didn't spend any other money. Movie was OK.

Later gaters.

Holiday Paty & Yankee Swap

December 13th, 2008 at 07:42 am

Tomorrow night is the holiday party for the tarot store. It's at a chinese restaurant. BF and I are both going. I think it will be fun, but I am hoping it is not expensive. Since this is the first one we've been to, I don't know if we have to buy our own dinners or what.

They are doing a Yankee Swap, but BF and I have elected not to participate. They asked for each person who wanted to do it to bring in a $20 gift. WHAT?!?! Every other Tankee Swap I've done had like a $5 or $10 limit. But $20 a gift, and there being 3 of us, well, we don't have $40 extra bucks for some gift swapping. So, we are not going to be a part of it, but I also know of at least one other person who will be at the party but isn't going to be involved.

And speaking of the holidays, last night I finished shopping for sister. That means only Mums is left, and I need to make L's gift. So cliose to being done! Of course, then comes all the wrapping... Smile

Anywho, today I am meeting my sister for a matinee movie and lunch. Looking forward to it, but I will have to be careful to order something not only inexpensive from the menu, but also healthy and sugar and flour free. Happy Saturday everyone!

Cashed in Cans and Bottles

December 12th, 2008 at 03:50 pm

Went to the grocery store today and cashed in a large trashbag of bottles and 1 and a half large trashbags of cans. Got $4.45 for them all. And then I found a nickle there, so my total "income" today was $4.50. Smile Threw the $.50 into Cash in the Bag, and am adding the $4 to my $20 Challenge.

Old Personal Savings: $73.64
Cans and Bottles: $4
-----------------------------
New Personal Savings: $77.64

New Pennies on the Sidewalk Total: $2.10

Finally Friday

December 12th, 2008 at 09:13 am

So glad it is Friday. Been a tough week and I am glad it is over!

I'm trying to get motivated to get some stuff done. I have too much to do and too little energy!

I need to bring BF to get his Mass ID. His old one expired, so he needs a new one. Then, once he gets that, he can apply for MassHealth.

I need to send out the food stamps application, call the company working on SSDI for me, and fax them some paperwork.

There's a trip to the bank I need to take, and 2 CCs to pay. I also have to sort the mail from the past few days to see what other bills I have/when they are do.

I have to fill out forms for my 2 big student loans deferrment, and pay the mini-student loan for this month.

My car insurance needs to be renewed.

I have laundry to put away, dishes to wash, a cat to brush, soda cans/bottles to return, and a house that needs to be cleaned in general.

I have 2 holiday gifts I need to finish making, and holiday cards to send out.

And I'm sure a whole bunch more that I can't think of right now.

Happy Friday everyone! Smile

Not much to report

December 11th, 2008 at 05:32 pm

Not much to report these last few days. I went to an OA meeting and am now following the program. No sugar and no flour. Ugh, the sugar cravings I am having!! But today is Day 2 on program. When I went to the meeting, I donated $2. There is no fee, and they run on donations, and it is asked that everyone donate a dollar or two. $8 a month? Even I can handle that!

Last night I worked and earned $13. Very slooooow day.

Today we went to Mums and Dads. Now just hanging around. Not much going on at all. Smile

Pics

December 9th, 2008 at 10:59 am

Finally got some pics taken. Thought I would share.

These are out mini-trees. We don't really have room for a real tree, so we put up our tiny ones. P