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Archive for November, 2007

More on the CC

November 29th, 2007 at 08:19 pm

Had a brief moment of panic today when I realized that

1. I still owed like $25 on the CC for the minimum payment this month
2. If I didn't pay more than the minimum, the finance charges would bump me over the limit and then I would have another $40 Over the Limit Fee, too.

Crap.

So, sucked it up, realized there will be NO fun for the next month, and added another whopping $60 onto it. Let's just hope our groceries last us a bit and I get working SOON!!

Old ATTCC Balance: $3,405.17
Payment 11/29/07: $60
-----------------------------------
New ATTCC Balance: $3,345.17

TOTAL PAID OFF: $154.83

OT: Down another 1.4!

November 29th, 2007 at 07:21 pm

Lost another 1.4 lbs this week on WW! Now at a total of 13 lbs lost! Smile

Rolled Change Goes Plop Plop Plop...

November 29th, 2007 at 10:55 am

Deposited some rolled change I had. Adding it to the $20 Challenge/UF account.

I have to say,it was great having the cash for Vegas, and I'm actually excited about seeing my balance in the savings grow again! What a great influence all of you have been on me!! Smile

$20/UF Old Balance: $52.43
CITB deposit: $9.50
----------------------------
$20/UF New Balance: $61.93

CITB Update

November 29th, 2007 at 08:00 am

BF had a jar of change he brought home with him from Vegas last week. Whoo-hoo! Smile

Quarters $8.50
Dimes $.60
Nickels $1.00
Pennies $.26

and I already rolled $9.50 which I am taking to the bank today. Smile

Donations this week

November 28th, 2007 at 12:22 pm

I tend to do more in donations for the community around the holidays. I know the community needs help all year, but for some reason, I, like a lot of people, tend to do a lot of it now.

Went grocery shopping yesterday and while I was there I picked up a food package. These things are great. They are prebagged packages of nonperishable food that you pick up and buy, and then the grocery store delivers them to families in the community for Thanksgiving and/or Christmas dinner. You can get $15, $10 or even $5 packages, so you can help out even if you don't have a lot of extra money. I grabbed a $5 one yesterday, and will grab another one next time I am at the store.

Also, today, while out holiday shopping, I was in the bookstore. Literacy is abig issue for me since I love books and words so much, and it breaks my heart that I live in a city where I am an exception because I have a college degree. Over half the population of this city cannot read or write above a 6th grade level. So, when something comes up for literacy, I always donate.

Anyways, at the bookstore they have this program where you pick up a tag, and it has girl or boy, and the age range of the child on it. Then you pick out a book for that child, buy it, and the bookstore delivers them to children from child and family services. My kinda program. So, I grabbed 3 tags, and picked up 3 books to donate. Total: a nice low $17.97 and I get to help give 3 kids some awesome books for the holidays. Smile

Total 2007 Donations: $107.97

PS It has come to my attention that these Donation posts could be seen as me bragging, saying "Look how much I donate, nah nah nah..." It's anything but that. I see these posts as ones where someone can read them and get ideas on how to help those in need for a small amount, even if they don't have a lot of extra money. No matter how bad off I am financially, I try to remember that at least I still have food, clothes, and a home. Not everyone is so lucky. I just want to pass these ideas on to others who may want to help, but feel that they don't have a lot of money to do so. *hugs*

Holiday Shopping Today

November 28th, 2007 at 12:10 pm

Finished up some more shopping today. Mums is now done, and so is my friend L. I really would like to find one more small thing for Dads; maybe some Lindt candy; he loves that stuff. Then something small for my friend A (she is moving into her 1st house one Jan 1st so I want to get her something for the house) and I am done. I think me and the BF are going to skip presents for each other this year. We had a great vacation together and splurged a little there, so we are happy. Besides, all that matters is that we are together. Big Grin

Old Total Holiday Gifts: $56.49
Spent this week: $64.99
---------------------------------
New Total Holiday Gifts: $121.48

What to save for next? / $20 Challenge

November 27th, 2007 at 08:33 am

Well, Vegas was FAB! Now that I am back, however, I am unsure of what my "Vegas Savings Account" should become. Maybe now it should be holiday gifts.

There is a huge issue with my unemployment bennies (will post more on that later) so all the money from the freelance jobs I thought I could put towards holiday shopping now has gone to everyday expenses and bills. Not happy about this. But at this rate I am almost done holiday shopping. The Boy and I have been talking and with the way finances are right now, we might not do gifts for each other this year. Maybe something small, but nothing like normal. Other than that I am about done. Sis is done, BIL is done, one more small thing for Dad(some candy he loves). Still need to do my 2 friends L and A, and Mums. L and A will be small gifts, as they understand I am poor and not working, and so will Mums.

Hmmm, I do really want to get my CC debt gone asap. Maybe what was before Vegas can now be a holding place until it comes time to pay my bills each month.

And then there is the most likely moving fees we will be having in the next 6 months or so. Ugh. I have a headache. Smile

For now we'll call it the Undetermined Fund. Smile

Undetermined Fund Old Balance: $47.00
Half.com DD: $5.43
---------------------------------------
Undetermined Fund New Balance: $52.43

CC payment

November 27th, 2007 at 08:22 am

Payment on the ATT CC today. *sigh* I wish I was still on vacation! Smile

Old ATTCC Balance: $3,480.17
Payment 11/27/07: $75.00
-----------------------------------
New ATTCC Balance: $3,405.17

Depressing

November 16th, 2007 at 07:43 am

I know the whole point of saving up for something special is so that when you have enough, you can get that something special. But, I gotta say, it is faily depressing seeing my Vegas savings account go from a little over $1,000 to $47.00 I can't wait for Vegas, but *sigh* that account looks empty! Frown

Gift for the Sis

November 14th, 2007 at 07:23 am

While I was waitin to meet up with one of my friends last night, I was poking around in the bookstore. I found a book I think my sis will love. And it was on major sale! Originaly $14.99, marked down to $3.99, then an additional 50% off! After tax it came to $2.09 Yay. Smile

Old Holiday Shopping Left: $359.20
Sis book: $2.09
-------------------------------------
Holiday Shopping Left: $357.11

Mass. Volunteer Firefighters Association

November 13th, 2007 at 11:18 am

Very similar to the Mass Police Association I contribte to is the Mass Volunteer Firefighters Association. With being out of work, I couldn't make a big donation, but I did do a small one. I feel bad it is not more, but I figure I can do a bigger one when I get working again.

Nov. 13th Donation: $11 to MA Volunteer Firefighters Association

Total 2007 Donations: $85

I wish this number here was bigger, as well. I haven't done a lot this year. I will do Toys for Tots for the holidays, as well as buying meals for underprivledged families for the holidays. I am also going to do a holiday gift package to some of the military people still overseas.

Payment to LBCC

November 13th, 2007 at 11:13 am

Old LBCC Total: $1,317.74
Last months payment: $65.00
Finance Charges: $25.71
------------------------------
New LBCC Total: $1,278.45
This months payment: $60.00
------------------------------
New LBCC Total: $1,218.45


Can't wait til I hit under $1,000 on this baby!

Vegas Goal Hit!

November 13th, 2007 at 08:34 am

It's official! I hit $1,000 for my Vegas Goal!!!

Right now I have $$680.62 in my checking account, and $319.38 I am waiting to clear in my checking account. As soon as it does, I am withdrawing that $1,000 and we're off to Vegas! I can't believe we leave in less than a week!!! I'm so excited!

And I can't believe I manages to save $1,000 so quickly! Thanks to all of you or your fantastic advice and encouragement! You all rock!!! Big Grin

Waiting on money

November 12th, 2007 at 10:29 am

I'm waiting for these transfers to clear in my bank account. Once they are clear, I can add them to the Vegas fund:

Freelance project #1: $139.38
Freelance project #2: $159.69
Freelance project #3: $159.69
----------------------------------
Total: $458.76 Big Grin

Also, tomorrow I need to transfer some $$ from paypal into my bank account. Sold more of my Dunny Bunnies, so that will be another $30.

Smile

More holiday shopping!

November 11th, 2007 at 06:15 pm

Well, I just won 3 items on eBay for my BIL for X-mas. He wanted tie tacks, and I found 3 really cool ones: a grim reaper, a skull and crossbones, and an iron cross made out of spiderwebs! Very cool! They all came from the same seller, and there was FREE s/h. I love that! Total spent: $18.25 Smile

Holiday Shopping Total: $377.45
Spent already: $18.25
---------------------------------
Holiday Shopping Remaining: $359.20

Smile

Holiday money

November 11th, 2007 at 03:07 pm

So, if everything works out the way it is supposed to, it looks like this freelance work will give me $377.45 for Holiday Shopping. I can so do this! Smile My first cash-ever Christmas! I'm so excited! That added to the $36.15 I have already spent on gifts will give me an overall total of $413.60 for everyone. Here's who I am buying for:

Mums
Dad
Sis
Brother in Law
The Boy (aka my boyfriend)
Best Friend L
Best Friend A
Jazmin (Mums and Dads doggie)
Presley (Sis' cat)
Wolfie and Solstice (out cats)

and I think that is it. We don't exchange gifts with our extended family, and all my grandparents have passed away a while ago. And yes, we exchange gifts for the pets. Big Grin

Holiday Shopping Total: $416.36
Spent already: $36.15
---------------------------------
Holiday Shopping Remaining: $377.45

Freelance project #2 done

November 11th, 2007 at 02:50 pm

Finished up and sent it in. Also sent in my invoice for $175. After the company fee gets taken it, it will be another $159.69 for Vegas. I see the $1,000 mark getting hit before next Monday!!! Smile

(OT) Doo Doo Doo...another one bites the dust!

November 9th, 2007 at 05:28 pm

Another pound that is! Lost 1 lb this week. Down 11.6 pounds! Yay me~ Smile

Half.com payment

November 9th, 2007 at 07:26 am

Half.com payment...love them!

Old Vegas Total: $696.36
Half.com DD: $42.33
--------------------------------
New Vegas Total: $738.69

WHOO-HOO!!!!!

Smile