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Home > Archive: September, 2006

Archive for September, 2006

General Allover Update

September 27th, 2006 at 12:20 pm

Bunch of little things to post that don't really warrant posts of their own....

Got my new Schick Intuition razor in the mail!! Can't wait to try it! Smile

Had my 6 month review at work today....I'm getting a raise! YAY! Big Grin Not much, but enough to make me happy. I'm going top try to live behind the raise, so I can use it as savings to pay off my CC bills faster.

Now that the Lamp is paid off, I am going to begin THE SUITCASE FUND. THE SUITCASE FUND is to pay off a $75 suitcase/bag I bought. As mentioned in a pp, MY CAT PEE'D ON MY OLD ONE!! So far, $0.51 in the new Fund. Smile


September 27th, 2006 at 07:53 am

Whoo-hoooooo, Baby!!! Big Grin Big Grin Big Grin

Added $4.04 in spare change last night!

Lamp Fund Total: $47.25
Lamp $$ To Replace: $0!!!!

Now...time to start The Suitcase Fund! Smile

Psychic Faire

September 26th, 2006 at 09:48 am

Well, we had the Psychic Faire this past weekend and it went great! We raised over $600 for the American Cancer Society! Smile And personally, I made $147, plus booked myself two more evetns for tarot card readings! Big Grin YAY!

Adding some of the Psychic Faire Money into my $20 Challenge Account (and spending a little on me Wink ).

ING Account (aka $20 Challenge) Old Total: $110.26
Added: $120 from Psychic Faire
New Total: $230.26

Whoo-hoo! Big Grin

Planning for the Weekend

September 22nd, 2006 at 10:49 am

Last time I tried this it was fairly successful, so I am going to try it again.

My budget for this upcoming weekend:

Friday night: visit Mums and Dad, $0

Saturday: Psychic Faire, $10
(NOTE: I am doing readings, so I will also be EARNING money tomorrow. Smile )

Sunday: Watch Football game, $0
B-day shopping for Dad, $60

Rather tight budget for the whole weekend, but I just bought a new piece of luggage (damn cat pee'd in my other one and I can't get the smell out Frown ) for $70 and a new pair of sunglasses ($15). I just have to dig my heels in and resist temptation!

Savings Update

September 22nd, 2006 at 07:18 am

Yay...the checks have arrived! Smile

Paid Electric, Gas, Mom, Sis, and a CC. Whew! Now to put some of that extra into my savings:

Donation to a friend for a Fundraising Event for MS: $50

ING Account (aka $20 Challenge) Old Total: $110.26
New Total: $110.26

Old Savings Total: $312.25
Savings (CC debt):
*DD from my paycheck this week. Added in $110.06
*200.00 transfer from extra reimbursement fund (YAY!)
Savings Total: $622.31 Smile

Oooooh, the Drama of the Lamp!

September 21st, 2006 at 04:44 pm

Will The Lamp be paid off this week or won't it?

Oooooh...can you handle the excitment?

Big Grin

$3.61 added to Lamp Fund (all spare change!)

Lamp Fund Total: $42.21
Lamp $$ To Replace: $4.04

Bills Paid / Debt Tally Update

September 20th, 2006 at 01:38 pm

$1,348.10 old total
+ $110.29 (purchase and interest)
- $70.00 payment
$1,388.39 new total

How wrong is that??? It's higher than last month, even after the payment! Maybe I'll stick some extra on it this month!

$56.90 old total
-$56.90 payment
$0.00 PAID OFF Smile

$6,204.08 old total
+ $840.00
- $200.00 payment
$6,844.08 new total

$5,975.12 old total
- $802.69
$5,172.43 new total

Debt Tally

$6,844.08 to Mom
$5,172.43 to credit cards
$1,388.39 LB CC

Total: $13,404.90

Waiting on $800

September 20th, 2006 at 01:32 pm

Notes to me (and whoever else cares to read this Wink )

Waiting for:

$10 rebate from Pepsi from Labor Day(GOT)
$65.47 medical reimbursement check
$100.78 medical reimbursement check(GOT)
$130.68 September travel expenses(GOT)
$416.68 August travel expenses(GOT)
$100 1st draft freelance writing(GOT) assignment payment

TOTAL: $823.61

This Waiting is Killing Me.....

September 20th, 2006 at 01:27 pm

So, last payday (almost 2 weeks ago) I was supposed to get a reimbursement check for my milage from work. Well, my paperwork didn't get in on time, so it got bumped to the next paycheck which will be Fri. I had so many things I was doing with that extra money: pay off my Sis, pay off a lay-a-way I have, etc. Well, I had to wait, but some of the things I went ahead and did and spent "regular money" on so I need to repalce this "regular money" with the "reimbursement money". (Stop laughing..it makes sense in my head!Smile )

Anywho, it just seems like I've been waiting forever!! I know it's only 2 more days, but c'mon already!!! And since it's been an extra 2 weeks, I have thought of about 10 more things I could do with the money, but of course it won't stretch that far.

I think I've finally hit the point where not having the money is making me want to spend it more than having the money makes me want to spend it!

Free Freebies

September 19th, 2006 at 01:01 pm

My freebie draw is really starting to pile up!

From Wal-Mart:
*Ban deodorant
*Sunsilk Shampoo, conditioner and leave in conditioner
*Infusium 23 Shampoo and Conditioner
*Degree deodorant
*Biore pore stips and facial cleanser

From my Sis's work:
*2 toothbrushes
*2 dental flosses
*2 deodorants
*2 cans shave gel for women
*3 boxes Kotex
*2 pkgs batteries

From hotels
*mini soap, shampoos, conditioners, and lotions

From magazines
*Sample Ponds moisturizer
*Sample Nivea lotion (2)

From other places
*Cat treats for dental hygiene (came in a bag of kitty food!)

Splurged Like Crazy

September 18th, 2006 at 08:41 am

It's really funny. This week I "splurged like crazy" on stuff for me that I didn't need per se, but really wanted. What's so funny about that? My splurge consisted of 3 items, total under $75. My old splurging was about 10 items and about $150-$200. I wouldn't think twice about spending that much money, even when I knew I had bills to pay. Now, I feel slightly guilty for spending $75 on only 3 items!!!

I guess I really am changing, huh? Smile

So, what did I splurge on?

New sweater ($40 on sale for $28!)
New pair of winter shoes ($18)
New HC book for my collection ($25)
Grand total: $71 Big Grin

Reminders to me

September 17th, 2006 at 06:33 am

Transfer $25 to ING
Deposit check for CC's
Mail cookbook
Finish freelance book
Psychic Faire
Choose yardsale date

$20 into Petty Cash
Books to Cindi
More books online
ER reciept to medical

CVS/Eye Doctors medical reimbusement!

Reimbursement Check - work ($400)
Pay Sis($56.90)
Pick up luggage ($70)
Mom ($130)
transfer rest into savings/ING ($143.10)

Yard Work

September 17th, 2006 at 06:13 am

Mums and Dad have a fairly large yard, with this extra piece of land we call "the lower section." Basically, there is a section of the yard (a big section...we had an olympic size pool there) that is about 2 feet lower than the rest of it.

Well, yesterday I went up there to help Mums with some yardwork in the lower section. Since they took down the pool, it has all overgrown with weeds, small trees, grape vines, etc. We hauled out a ton of stuff, trimmed some tree branches, cleaned out everything. Great exercise, the yard is starting to look great, and Mums paid me for the help to boot!

So, $25 earned for yardwork at Mum's going into my $20 account. Smile

ING Account (aka $20 Challenge) Old Total: $85.26
New Total: $110.26

Lamp Payment

September 17th, 2006 at 06:07 am

$1.00 found crumpled in my jeans pocket
$1.53 spare change donated from Mums
$.01 penny found on sidewalk
$2.54 added today

Lamp Fund Total: $38.11
Lamp $$ To Replace: $9.14

Another Deposit in The Lamp Fund

September 14th, 2006 at 07:34 am

Added into The Lamp Fund last night:

$3.00 (quarters from my car)
$.81 (change from the weekend)
$.10 (dime I found in the parking lot)
$1.00 (found in fall coat) (!)
$4.91 total added in

Lamp Fund Total: $35.57
Lamp $$ To Replace: $11.61

Getting so close! I'm hoping to have it done by October 1st, becasue then I have to start the SUITCASE FUND! Smile

Breaking the rules

September 13th, 2006 at 08:36 am

After a looong and stressful weekend, I went to Target w/Mums the other day. As I was walking in, I realized it had been so long since I had gone into a store, just to shop without anything specific I needed in mind, that I felt like I was doing something wrong! Like I was breaking the rules or doing something illegal!


It was great! That tells me I have been doing really good with not shopping on unneccesary items. I'm so proud of me! Smile

Psssst...I got a hat on clearance. So cute and only $7! Wink

A Quickie

September 10th, 2006 at 03:48 pm

Just got home from 4 days away for walk. Got about 12 hrs sleep over 4 days. Dead tired. Need sleep. A quick update:

$20 Challenge: Book money, interest earned, and reimbursement check deposited in today. Added $23.25

ING Account (aka $20 Challenge) Old Total: $62.01
New Total: $85.26

Lamp Fund: Spare change from my purse added in. Added $1.45

Lamp Fund Total: $30.66
Lamp $$ To Replace: $16.59

Savings (CC debt): DD from my paycheck this week. Added in $110.

Savings Total: $312.25

Lamp Fund Update

September 6th, 2006 at 04:26 pm

Cashed in my change jar for August and added it to The Lamp Fund! And now I owe less than I've paidin. Yay!

Added: $11.78
Lamp Fund Total: $29.21
Lamp Money to Replace: $18.04

Frugally Free Food

September 6th, 2006 at 12:20 pm

Oh, how I love Vermont. First I love it becasue it is beautiful...mostly untouched by big cities. Even the "big cities" there are just small towns compared to Boston.

Second I love it because of the low amount of people there. Call me kooky, but sometimes I just hate people and I need to get away. In Vermont, you can go days, possibly even weeks, without seeing another person.

Third, I love the friendliness of people. Although I sometimes hate people, when I'm in Vermont, I really only hate the loud tourists. ( I know, I'm a tourist up there, too). Vermonters are so nice, warm, and friendly. They'll stop and chat with you about any old thing, and help you with any old thing. They have great stories and are such kinda people.

Finally, I lvoe Vermont becasue of the freebies. Yup, freebies. The area we go to is the tourist-y Stowe area. We stay on Sugarbush mountain and spend time in the little towns around there.

On Saturday we did our traditional day drive. We start out with breakfast, then walk the dog, then head to a few antique stores. About lunchtime we head to Cabot Cheese. Yes, THE Cabot Cheese! The store has all their cheeses (yummmm, cheese) and is even attached to a chocolate shop. As you walk through the store, there are free samples everywhere! A free lunch!

Then, after shopping around the Cheese store a bit, we headed to the World Famous Ben and Jerry's! Smile Free ice cream samples!

And finally, there is a farm we visit that makes fress Apple Cinamo Donuts all day, as well, as fresh apple cider with...you guessed it! FREE SAMPLES!

Vermont really does leave you stuffed to the brim! Wink

Planning how to spend my paycheck!

September 6th, 2006 at 12:03 pm

I've got a good paycheck coming to me on Friday, (regular paycheck plus a reimbursement check!) so I though I'd pre-plan how I am going to use the extra money.

$18.04 to Lamp Fund (this will pay it off completely)
$100 into savings
$100 extra into CC's
$56.90 to Sis (this should pay her off completely)
$200 to Mom

That's $474.94. Let's take $25.06 and put it into my $20 Challenge account, to make it an even $500.


When you have bills to pay, $500 sure goes fast, doesn't it?

Anywho, I'll still have about $500 for my regular bills, and I know they aren't all due the beginning of the month. I still have the Sept 22nd paycheck for the ones due at the end of the month. I'll also use some of that $400 towards groceries, gas in the car, and any other expenses. I'm figuring if I pay money into my savings first, I don't havet o stress about having something at the end of two weeks to deposit in; I've already made a deposit from that paycheck. I can totally see where this whole "Pay Yourself First" thing works!

MIA for a few days, and about to be MIA again...

September 6th, 2006 at 11:38 am

Last weekend I went away with my Mums and Dad. We went up to a condo in Vermont and it was amazing! The condo belongs to a friend of ours, so we stay there for free. And Mums and Dad picked up the tabs for all our food and gas money. They wouldn't let me contribute anything! So, despite the fac that it wasn't my intention, I had a great FREE long weekend!

This next weekend should be free for me as well. I am working all weekend (Thurs-Mon) at an event and work picks up the tabs. I have some petty cash provided by the company, but I most likely won't even use it. Although it will be a long adn tiring weekend, it should be fun, and being busy non-stop will really help keep my spending in check! =)

See you all next week!