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New Laptop for $200!

December 2nd, 2008 at 10:45 am

My old laptop has been acting iffy lately. It is overheating, smelling like burned rubber, and the screen has been flickering. I know soon, it is going to crash. It's about 5 1/2 years old, so it has had a good run.

I've been worried that it will go and I won't be able to afford a new one. Then, something fantastic happened!

BF is getting a new laptop. His is dead. Mums and Dads said they would get one for him, and he could pay them back for it. And they decided to have one of his X-mas gifts be money towards his laptop, so he only has to pay back part of it. And they offered the same deal to me! Smile

We got the new laptops last night! It's a Compaq Presario. I heart it. Windows Vista, which I don't heart, but it's not too bad. 2 GB of RAM, 160 GB hard drive. CD/DVD player and burner, Wireless internet card... The only thing I don't have on it that I use a lot is Microsoft Office. Usually it is $150 to buy the Office 2007 version I use. But Microsoft had a sale and I was able to get it for $69.99! More than half off! YAY! I used money in my personal savings for it, so I didn't even have to charge it.

In addition to the Office purchase, this laptop is only going to cost me $200!! The laptop originally was $550, but Best Buy had a sale going and it was $150 off, making it only $400! Then, Mums and Dads were going to give me money for X-mas and also for my b-day (in March) so they said instead of doing that, they will put what they were going to give me towards the laptop, and that amount is $200.

Original price: $550
Best Buy sale: -$150
Holiday and B-day: -$200
Laptop price: $200
MS Office: $69.99
Total: $269.99

I am so excited! I heart my new laptop! *grin*

Oh, also, my $20 challenge/savings update:

Old Personal Savings: $143.65
MS Office: $70
New Personal Savings: $73.65

Laptop Balance to Pay Off: $200

Thank You Ebay

November 30th, 2008 at 07:23 pm

Feels good to have something to put into the Challenge! Today I transfered $50 from my paypal account to my Savings. This was from Ebay profits. Yay! *smile*

Old Personal Savings: $93.66
Ebay profits: $50.00
New Personal Savings: $143.65

Note: EF is at $36.14 (which if I need more, I will use what is in the Personal Savings).

Note: House Fund is a sad and lowley $5.37


November 30th, 2008 at 06:19 pm

Got dressed, went out in the rain, showed up at work, and found out I wasn't scheduled to work tonight. Bleh!!

So instead I came home, changed back into the comfy PJs, and made some necklaces. I love them both, but am thinking of selling them on etsy. Maybe not these two, but I think I will make some more. I have tons of supplies and only need to pick up one or two things. Should be less than $10, and hopefully I can make some money.

Watching Iron Chef America right now and the secret ingredient is chocolate. Yummmmm...Think I will bake tonight or tomorrow. We have choc-chip cookie and brownie mix. Both from the Dollar Store. I heart the Dollar Store. *smile*

Hi all

November 30th, 2008 at 09:40 am

Hello. Well, I haven't written much in the last few days because there just hasn't been much to talk about.

Just transferred $50 from my paypal account to my bank account. Profts from selling itmes on Ebay. I also have a few other thinks I found that I want to get on Ebay soon.

I've spent some money over the last few days, but not too much. I spent about $14 at CVS, but the original total was $30 an I saved with ECB. Yay! And then, with what I purchased, I earned another $15 or so in ECB. I think I will use ECB to get stuff for BFs stocking. Probably lots of candy. *smile*

Hmmm, what else. Nothing really. Working tonight so hopefully I will bring home a couple bucks. It's been slow at the store. I guess a combination of the economy and people saving their money for holiday shopping. But I do have to say, it cracks me up when people pay $30 a week to get tarot readings to ask when their finances are going to get better. Ummm, maybe if you didn't spend $120 a month on tarot readings...? But hey, I really can't complain as their money is what pays me. *smile*

I spent...

November 26th, 2008 at 08:03 pm

...again. *sigh* I'm not going to go into the long story, but I spent $40 on a necklace. I'll just say it is one I saw, literally, 9 years ago for about $100 that I wanted, but I didn't buy. I have regretted it ever since and have looked for it ever since. Turns out a girl I work with has the exact necklace and sold it to me for $40. Totally worth it to me, and I figure it is a nice holiday gift to myself.

Worked tongiht and earnerd $22. Then, we spent $20 on dinner tonight.

And I bought a coffee and bagel. $5.

*hanging head in shame*

In other news, I had an appointment today to apply for MassHealth. Seems easy enough, and since I am not working right now (except that tarot store) the guy I met with said I should get it. Let's hope so. Even if I have to pay for it (some people qualify for free health insurance through MassHealth) it will be substantially less that I pay now with Cobra. Yay for government sponsored health insurance!

Happy Turkey Day, everyone!

Money went out, but more came in

November 25th, 2008 at 07:38 pm

Today was again an almost NSD. I had my appointment today to start applying for SSDI. I'm working with a non-profit (kinda) that acts as your advocate, lawyer, etc. They do all the paperwork, all the filing, everything. They are partially a non-profit in that they only get paid if you get approved for SSDI and get a retro payment to cover the months you didn't earn anything while you were waiting for the SSDI decision. IF I get approved, I'll get around $750 a month, be eligable to earn up to another $900 in a part-time job. The fee (if I have to pay one) will be $1,000. Definately worth it to me. At any rate, I did have to pay a $20 fee today to the company for filing fees and fees they need to pay to get copies of my medical records.

I also spent $2.52 finishing up a holiday gift for my friend A. Just a small finishing touch.

So, not quite a NSD, but spending in a worthwhile way. *smile*

This afternoon I got a call from the tarot store asking me to cover a shift tonight. Of course I said yes. Made $48, brought home $45.48 after picking up the items for A. So this puts my new total towards holiday shopping at $45 (I spent the other $20 from Sunday on the appt fee today). Not bad, and I am working again tomorrow. *smile*

Happy Tuesday everyone!

Ugh, spent today

November 24th, 2008 at 12:53 pm

Had a ton of errands to do today, and unfortunately spent some money.

Here's what I did:
Gas in car $23
Therapy $15
Library Free!
Post Office $1.68
Linens and Things $20
Grocery Store $87

Ugh, that's a lot. Everything except Linens and Things was a need. And I only stopped there because they are going out of business and I got a great deal. I got a new bath pillow. The ones I always get at the Dollar Store that you blow up always get popped or broken. This one was on sale for $11 and it is spongy and squishy. Can't wait to use it tonight in the bubble bath! I also got a new soap dispenser for the bathroom, since ours broke when we moved back in March. This one is so cool: it was $20 on sale for $5 and it has a clock on the front that really works. Very handy since we don't have a clock in the bathroom. And finally I got a packet of 4 reusable herb bags. They are great to fill with herbs and then dump in a hot bath. It holds all the herbs but lets them seep into the water. Then you just rince it out and let it dry. I'm actually going to fill one with a mix I made and add it to my friend A's holiday gift since she loves baths as much as me.

I am still waiting to get paid for the Azteca Dunnys I sold on Ebay, but the buyer emailed me and said payment would be here in a few days, so I am cool with that. Profit on the other Ebay sale was $4.81 I'll probably just use that to cover my Ebay fees and let the money from the Dunnys be all profit.

And another book I listed on Craigslist looks like it will sold. It's a signed First Edition Anne Rice book. A guy emailed me about it today and he lives in the same town as me, so it looks like it will go through. That will be another $15. *smile*

OK, off to grab a snack and then have a hot bubble bath! Happy Monday everyone!

Extra Income

November 23rd, 2008 at 07:45 pm

Today was a pretty good day. I slept late, then watched the football game (Pats won, yay!), then headed over to the tarot store to work. I made $50 tonight. Happy. Smile

$18 went to gifts for the BF for Christmas (one gift and 2 stocking stuffers). He's done now except a few small things for his stocking which I will pick up at the Dollar Store and with CVS ECBs. Left me with $32. $12 is going into my pocket to join 3 singles I had for my co-pay at therapy tomorrow, and $20 will be for other people's holiday gifts. Feeling good about how little I am spending this year, while stiff giving some fantastic gifts.

I also sold 2 of my 3 Ebay itmes. Yay! One went for $2.99 plus sipping and the other for $41 plus shipping (that was my Azteca Dunnys). I'll give exact totals when I figure in shipping and Ebay fees, but it looks like I should come out around $30 ahead in profits. More for holiday fund. *smile*

Although I spent for BFs Christmas gift, it was otherwise a NSD for me. And a hard one. We are really low on groceries and had to scourage for meals today. Would have been so easy to order out or just run next door to Quiznos or DnD. But, I refused. Breaky was left over Mac and Cheese, lunch was a giant salad with cottage cheese, and dinner was a grilled cheese sammy and a can of soup. But man, am I craving sushi! *smile* Tomorrow I'll pick up a few groceries (lunch meat, cheese, pasta, bread, milk) but it will be a small shop and shouldn't be too expensive.

And it's almost all gone

November 22nd, 2008 at 03:25 pm

*sigh* It feels great to have the freelance check and to be able to pay bills, but damn, it goes fast!!

Today I paid:
*Cable: $107 (this was for the month, plus the set up fees, plus the instillation fees. It won't be nearly this high ever again!)

*Cell phone: $45 (ugh, still too high for me...)

*Home phone/DSL: $70 (this is for the past 2 months)

*Electric: $45 (need to work on lowering this!)

*Gas: $15 (yay! Lowest we've had so far!)

*LBCC: $50 (bare minimum)

For the rest of the month I still need to pay the ER co-pay ($50), my ATTCC (around $200, ugh). And I need to set aside $425 for December COBRA. Ugh, again. I really hope I can get on MassHealth soon! So I put $775 (bills plus $100 for unexpected expenses) in a holding account. It's a savings account that I can hold that extra money in for now. I know me, and if I see this money in my checking I'll spend it. So I decided to open a Holding Account to sock it away until I need it. This way I can't see it as "extra money" and I won't spend it.

Brilliant, ay? LOL

Wicked ramblings

November 21st, 2008 at 08:20 pm

Had a pretty busy day money-wise today. I got my freelance check, finally! Wahoo! And I submitted my last invoice for my freelance job today, so now I am waiting for this new freelance check. It is for $500. But I got the big $1,100 one today, so I'm very happy.

I also picked up my meds. Only $18! I love Walgreens! They $4 generics have saved me more than I can count.

Earlier in this week, I posted about a book I had listed on Craigslist: a first edition of Wicked. Someone wanted to buy it, but we were trying to figure it out b/c he didn't want me to mail it, and I wasn't going to go into the city to meet him. I really thought it would fall through. But today he came to the town I live in and we met at the T station (the subway). Paid in cash and a happy exchange was made. $25 for me. $18 went to my meds and the other $7 went into my pocket. Actually, it only went into my pocket until I got home, and then it went into the Holiday Gift Fund.

I also picked up 2 holiday gifts today. Both books, both for half the cover prices on half.com and brand new. Total for the 2 books plus shipping was $27.71 One is for my best friend A and one is for my BF. The book will be the only thing I get A, since it is a big and usually expensive book. BF will get a few other small things since the book was very inexpensive. Dads is half done. Got him a Life is Good golf t-shirt and golf towel. Still need to pick up a GC to his favorite cigar shop. Mums isn't done yet. Getting her a CD and a DVD, so I am waiting for Black Friday when they will all be really cheap. Same for BIL, he's getting 2 DVDs I will pick up on Black Friday. Sis is half done, some Elvis stuff. I am also knitting her some fingerless gloves now that I know how. About half-way done with those. And then I need to knit a pair of gloves for my best friend L. And that's it for holiday shopping. Not a big list, and with making things this year it makes it less expensive and more personal.

Found a penny on the ground today, but it was a Canadian penny. What's that equal to now, 2 or 3 of our pennies? *smile*

ER co-pay

November 20th, 2008 at 08:13 pm

This morning when I woke up the swelling in my face was worse. Moved down to my throat and neck, and I had a rash all over my chest and arms. Decided not to fool around with it and went to the ER.

They couldn't tell me what it was from. Possibly a side effect of the IV steroid treatments, possible just a random allergen in the air. So frusterating.

But they gave me prescriptions and hopefully I will be better soon. Don't know how much they will cost. They gave me 3 different meds (more steroids, ugh) and I have to pick them up at the pharmacy tomorrow. And next week or so I'll be getting a bill for my $50 ER co-pay.

Don't you just love being sick?? *smile*

On a happy note, I found a penny on the sidewalk today. New Pennies on the Sidewalk total: $1.93 *smile*


November 19th, 2008 at 11:50 am

Last night when BF got home from work, he went to change into his PJs and he "found" $1.02 in change in his jean pockets. He says he has no idea where it came from.

He put it on my dresser, and walked away. The rule in this house is unless you keep it hidden from me, all change goes into the Cash In the Bag (which is actually a jar...). Today I swept it up and added it to the jar. *smile*

On a non-financial note, yesterday morning I woke up and my face was swollen. My lips are swollen, my jawline, and my left eye. Really swollen and puffy. I figured maybe I was bit by something while I slept (we find 3 or 4 spiders a week in this place). Took an extra allergy pill and it looked like it started to go down over the day. Woke up this morning and it is just as bad as it was yesterday. Can't figure it out. I'm hesitant to go to the Dr. since I don't have one up here. I would have to go to the ER, and besides an all day wait, it is a $50 co-pay. My throat and tongue aren't swollen, and I feel fine otherwise, except for the itchies. I guess if it doesn't go away by Fri I'll have to see the Dr. I am working the tarot store tonight and I'm concerned nobody will want a reading with me: I look a little freaky-creepy!

Too much

November 18th, 2008 at 05:46 pm

Ate way too much food today. Spent way too much money today.

Can't wait til tomorrow to start over again.

Quiet day

November 17th, 2008 at 11:17 am

Well, today we were planning on going and getting BF a new state ID (he doesn't drive so he doesn't have a license). His expired in September, and we just haven't had a chance to get a new one. Finally today we were going to get there.

Then I got a call from my freelance job and turns out they need a bunch of stuff due in today by 5 instead of the original due date. So instead I have been working all afternoon (so good to feel important again!). I still have a few more hours worth of work, but I figured I'd take a break to post here while I am downloading stuff I need. We'll do the ID tomorrow or Wed.

BF has been sitting on the couch counting out his extra Hecatomb cards. It is a role-playing game he plays in. He got a massive amount of brand new boxes of the cards from a friend over the summer, so he took what he wanted/needed, and we are going to sell the rest on Ebay. So far he has over 1,000 extra cards to sell, and he's still counting. We probably won't get too much for them, but selling them as one big lot should bring in about $50. BF's computer broke two nights ago, so he is on a mission to get as much extra $$ as he can to buy a new one as soon as he can. The $$ from his Hecatomb cards will go towards that.

Oh, and get this. I had an Ebay listing posted for a lot of collectable vinyl toys. It had 2 watchers on it about an hour after it posted. Ebay cancelled the listing because I put "Like New" in the header. HUH?? How wierd is that? They said it voilated the listing rules because you were only allowed to put specifics related to the item in the listing title. Ummmm, isn't "New" "MIB" and "Like New" related to the item? Grrrr, I was so mad. So, I deleted that from the title and relisted it. Of course, nobody is watching it now. Poo. Hopefully whoever was watching it yesterday will search for the toys again and re-watch them. Ebay boogers.

I also put a few books up on craigslist. One is a First Edition of "Wicked" by Gregory Maguire. It is in brand new condition, so I listed it for $25. I got an email from a guy who wants to buy it. Yay! We are trying to figure out how to do the exchange since he doesn't want to come out to the city I live in and I don't want to go to the city he lives in. I told him I can mail it to him for an additional $5, but he doesn't want to spend $$ on shipping. Makes me mad, b/c he is acting like if I want to make the sale I need to go to him. Ummm, no. You need to come to me. I'm not going to spend my money to go to you. But I'm afriad if I insist on him coming out here he will say forget it and I will lose the sale. Should I risk it and if I lose the sale just hope someone else wants to buy it???

PS. BF just finished counting his cards...almost 1,700 extra to sell!!!