<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > I Want, I Want, I Want

I Want, I Want, I Want

May 26th, 2008 at 03:16 pm

There are a lot of things I want right now (a house, a new couch, a new car, a new bedroom set...) and some things I know I need to take care of first (EF, credit card debt, personal debt...). I know it will take me a long time to get my savings for some things saved up(house, new car), so I am starting now. I opened 2 new savings accounts. One for a personal savings (things like a new computer, couch, vacation, whatever I want) and one for a house fund. And by house fund I mean a down payment on my first house. (Thanks for the motivation Amber!).

I am going to get real aggressive about saving and paying off debt. I need to do this.

I will need help. I am a bad saver; I like spending, especially on eating out. I need to be happy eating what we have in the fridge and not craving greasy, money wasting delivery.

So, here are my savings stats:

EF: $709.03
Personal Savings: $25.00
House Fund: $25.00

(*muttering to myself 'every little bit helps, every little bit helps'*) Smile

Posted in | 8 Comments »

8 Responses to “I Want, I Want, I Want”

  1. Joan.of.the.Arch Says:
    May 26th, 2008 at 03:29 pm 1211815746
    1211815746

    I want my young eyes back so that I can read magenta print on black background!

    My big tip for being happy with food at home is to take turns cooking. I often find food tastes better when I am not the one to have prepared it. So you cook one day and your spouse (I think you're married?) gets the joy of an other-cooked meal, while you get the compliments for it. Next time, he cooks and you get the joy and satisfaction of eating the other-cooked meal, while he get the compliments. To me, even things as simple as a glass of iced tea and a cheese sandwich taste better when someone else made it....Or you could each work on different parts of the same meal to each get some of the same happinesses--particularly if working together is pleasant anyway.

  2. koppur Says:
    May 26th, 2008 at 03:45 pm 1211816709
    1211816709

    Thanks Joan...we'll have to try that tip. I think it would work well having us switch off on cooking. (Sorry the pink on black is so hard to read!) Smile

  3. monkeymama Says:
    May 26th, 2008 at 03:51 pm 1211817114
    1211817114

    The want never goes away. Wink I have a long want list. I just know that it makes little sense and I can't meet my goals with all my wants too.

    It's great to start!

  4. Amber Says:
    May 26th, 2008 at 05:00 pm 1211821210
    1211821210

    It amazes me your wants and my wants are so similar and the things I need to do is a mirror of what you are doing...lol. I think it is great that you are starting to save for a house. You can do it, look how you saved up for that Vegas trip and besides I got my eyes on you Violent Smiley 031 so I know you will do it

  5. aevans1206 Says:
    May 26th, 2008 at 05:21 pm 1211822482
    1211822482

    I'm with you on all those wants but needing to take one step at a time. Just think of how good it'll feel when there's no debt left and your money can go towards a wonderful well furnished home. Good luck to you!

  6. managinglife Says:
    May 26th, 2008 at 05:23 pm 1211822635
    1211822635

    I have the same savings plan with separating my EF, personal,house and clothes funds! It works for me and the family with maintaining our budget goals and paying down debt. We are now ready for unexpected and planned expenses without using the credit card. I and DH make a bi-weekly menu that keeps us on the food budget of $200. This includes one planned take-out or inexpensive restaurant meal that cost $20 -$40. That way we don't feel too deprived from our favorite take-out.

  7. baselle Says:
    May 27th, 2008 at 01:23 am 1211851412
    1211851412

    Any way that you can automate your saving? Have your bank auto-magically transfer the money into a couple of your accounts? If you don't see it in your checking, you don't spend it. And if you schedule looking in on your automated transfers every six months and force yourself to increase it, that can help. Another thing that I do is think about what I'd do afterward. When you reach your EF goal, for example, will you stop or continue adding? If you continue adding to it will you scrape the extra and put it into the house account, etc?

  8. honeichild Says:
    May 27th, 2008 at 02:16 pm 1211897815
    1211897815

    I've been thinking about opening up another account w/ ING. My EF was full then I had to use it so I'm building it up again one paycheck at a time. Priorities!

Leave a Reply

(Note: If you were logged in, we could automatically fill in these fields for you.)
*
Will not be published.
   

* Please spell out the number 4.  [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]