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New Budget Set in Place!

December 31st, 2007 at 09:40 pm

I have a rough estimate of how much my take-home pay will be based on what percentage was taken out of each paycheck from my last job. I am expecting there to be a larger percentage taken out because I now make more, but I am not sure exactly how much. As a result, this new budget is an estimate of the low end, and I will tweak it when I get my first paycheck. Hopefull my take home pay will be more than anticipated and I'll have more left over for savings/debt.

Monthly Budget
Rent $625
Health Ins. $341.50
Meds $70*
Car Ins. $82.08
Cable $53.27
Cell Phone $50
Home Phone/Internet $55
Electricity/Gas for home $200
Cas for Car: $150
Groceries $300
Commuter Rail Pass $250
WW $39.95
LBCC $100
ATTCC $300

Extra $83.15

*(This will be going up by at least $100 starting in late January for a new medication I will need to take. However, once I know how much it will be, I will be applying for financial assistance for it.)

5 Responses to “New Budget Set in Place!”

  1. merch Says:
    1199137859

    You might want to add a Auto Maintenance line to your budget and throw $25 a month at it.

    My commuter rail pass is 210 a month but I can pay 115 a month pre-tax. It's like the medical FSA for transit expenses. You might want to look at that as well as the medical one.

    Betwee the 2 programs you might be a ble to save $1000 a year.

  2. ceejay74 Says:
    1199144392

    Looks great! Don't forget to do flex spending for your meds, so they're at least pre-tax.

  3. Amber Says:
    1199208801

    Looks good to me. Regarding the commuter rail do they provide a lower rate if you purchase a month's pass?

  4. koppur Says:
    1199233664

    Hey Amber....believe it or not, that IS the monthly lower fare! If I don't do a monthly pass, it's $19.50 per day! Crazy, huh??

    Merch, thanks for the tip. I will look into that!

  5. Amber Says:
    1199312921

    Wow, well atleast something is better than nothing

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