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Archive for August, 2007

Vegas Update

August 31st, 2007 at 11:15 am

Finally replaced all the borrowed money from Vegas.

New Vegas Total: $579.18


Smile

Thursdays OT, 8/23

August 24th, 2007 at 11:29 am

Did an hour and 15 mins of overtime on Thurs. Can I just say, even though it is only an hour or so each day, I'm so tired! Oh well, tomorrow is Sat so I can catch up on sleep then. Smile

(Total for next paycheck so far: 5 hrs)

Spendings 8/23 Thurs

August 24th, 2007 at 01:07 am

$.75 on M&Ms.

I was having a serious breakdown and needed chocolate.

Half.com DD

August 24th, 2007 at 01:06 am

Ate all 3 meals at home today, and had a direct deposit for half.com

Here I come Vegas!!

Big Grin


Old Vegas Total: $523.42
Half.com DD: $4.76
Eating at home: $1.00
-------------------------
New Vegas Total: $529.18

Money for Vegas from not spending!

August 23rd, 2007 at 12:16 am

I have decided to work on my Vegas/$20 challenge via a tactic I know several people use here (Amber and Ima among others).

For every day I eat all 3 meals at home (Breaky, lunch and dinner) $1 will go into the Vegas Fund. Also, for every No Spend Day I have, $1 will go into the fund. So, here's where I am at this week so far:

No Spend Days: 2 = $2.00
Eating at Home Days: 3 = $3.00

Total added into Vegas Fnd: $5.00

Old Vegas Total: $518.42
SND/Eating at home: $5.00
-------------------------
New Vegas Total: $523.42

8/22 Spendings, Wed

August 23rd, 2007 at 12:11 am

NOT DIME! Hell, not even a penny! Big Grin

No Spend Days rock!!

(Pssst...that's 2 this week! Call me Buttah, cuz I'm on a roll!)


Big Grin

OT 8/22 Wednesday

August 23rd, 2007 at 12:10 am

More OT tonight. Looks like this will be an all week thing, which is good, cuz that is extra $$ for Vegas!

OT Wednesday: 1 hour

(Total for next paycheck so far: 3 hrs 45 mins)

OT 8/21 Tuesday

August 22nd, 2007 at 11:42 am

More OT. Looks like I will have at least an hour OT every night this week, which is awesome, sine that means bout $100 extra in my paycheck next week!

OT Tuesday: 1 hour 15 minutes

Spendings 8/21 Tuesday

August 22nd, 2007 at 11:41 am

Meds: $10
Bagels for breakfast: $6
Gave a friend $.50
Total: $16.50

Spendings 8/20 (Pssst...there weren't any!)

August 21st, 2007 at 11:28 am

That's right! NO SPEND DAY!!!!!!


YAY!!!!!!!!!!!!
Big GrinBig GrinBig GrinBig GrinBig Grin

I'm so fricken awesome! LOL

OT Monday, 8/20

August 21st, 2007 at 11:27 am

Worked late tonight. OT for 50 minutes.

Sidewalk Find

August 20th, 2007 at 11:19 am

So yesterday afternoon me and BF were out doing some errands. We leave the last store, and go to the car. As we get in the car, he says to me "That was really good that we went there." I was like O...K...why? He pulls a $5 bill out of his pocket and says "Cuz this was just laying on the sidewalk."

SWEET! Of course it kills me...he always laughs when I stop to pick up a penny. Sometimes I find nickels or dimes, once in a great while even a quarter, but it has been years since I found bills. And what does the booger find? A bill. LOL.

CITB

August 20th, 2007 at 11:17 am

Cash in the Bag update here: I had $11 in bills, and $10 in quarters. Whoo-hoo! So, $21 to the Vegas account!

Old Vegas Total: $497.42
CITB: $21.00
-------------------------
New Vegas Total: $518.42


Can I just say I so am damn impressed with myself???? Big Grin

Spendings, Sun 8/19

August 20th, 2007 at 11:15 am

Gorceries: $149
Bead supplies to finish the bracelet I was making: $13

TOTAL: $162


Big Grin

I'm actually doing...good.

August 18th, 2007 at 01:16 pm

So, as you all know, I suck with this controlling spending thing. I never keep to a budget no matter how devoted I am to it. I have learned for me, I have to spend on the necessities, but really distinguish between a need and a want. I spend too much during the weekends. Especially weekends when I get paid. Which this is one of. I need to do good. I need your help.

Here's the deal. I got paid yesterday. I paid a cc, electricity, gas, and cell phone bill yesterday. I have a $25 check for a donation I have to mail out, a $50 phone bill to pay. I need to get groceries, and have $ for gas for the next 2 weeks. I have $334 left from my paycheck. I need to NOT spend it on eating out or frivouous things.

I'm doing good, having that much left at this point (usually it is less). But I need to do good for the next 2 weeks.

If you see me talking about wanting to spend or that I did spend on crazy stuff (eating out is our biggest downfall), YELL AT ME!!! I need to motivation/discipline!!! Besides, I know you all will relish the chace to police my spending. HA! Big Grin

Spendings 8/17, Friday

August 18th, 2007 at 01:04 pm

Payday, so of course, I spent. Not too much, but I did get my sis and my friend A birthday presents. Ate lunch out with friends at work. Then me and the boy had dinner out and went to the bookstore. Our weekend splurge. Good time and less than $100 spent all day. Smile

Bed, Bath and Beyond: $30 (present for sis and for A)
Lunch out: $6
Dinner out: $24
Bookstore: $37
----------------------------------------
Total Friday Spendings: $97

A little bit

August 18th, 2007 at 01:01 pm

We went to the boostore last night and I saved $4 on our purchase by using my membership card. It's a fab card. I save 10% on everything. It costs $25 a year to have, but I save over $100 a year using it, so it pays for itself pretty quickly.

Anywho, $4 savings into Vegas.

Old Vegas Total: $493.42
Boostore savings: $4.00
-------------------------
New Vegas Total: $497.42

Spendings Thurs 8/16

August 17th, 2007 at 11:47 am

First, I must say, Today is Elvis D-Day. 30 years ago today Elvis passed away. Frown

Ok, so spendings, I didn't have a co-pay at the Dr. (yay!) so my only spendings today was $5.03 on breaky. No ginger ale...I am starting to think it is making my tummy worse!!

Payday and the savings grows...

August 17th, 2007 at 11:45 am

OK, only by a little, but as I have learned here, a lot of littles add up fast!

So, had $15 from last paycheck leftover this morning so I added $10 to Vegas and $5 to EF. I also replaced another $50 in the Vegas fun from that $200 I took out a couple of weeks ago. I've now replaced $150 of it and if there is enough in this paycheck I will put back the other $50. If not, well, I get paid in 2 weeks. Smile

Old Vegas Total: $433.42
Leftovers/Payback: $60.00
-------------------------
New Vegas Total: $493.42

Old EF Total: $46.50
Leftovers: $5
----------------------
New EF Total: $51.50

Leftovers to Vegas

August 16th, 2007 at 11:51 am

Tomorrow is payday (yay!) and right now I have $31.86 in my checking account. When today is over, I will transfer the leftvers into my Vegas fund, but I got a little antsy and wanted to do it now. SO, I added $11.86 to Vegas and left $20 in my checking in case I needs $ for something unplanned today. Smile

Old Vegas Total: $421.56
Leftovers: $11.86
-------------------------
New Vegas Total: $433.42

That Fab Apartment...

August 16th, 2007 at 11:46 am

A while ago I posted about a fab apartment, with fireplaces and 11 ft high ceilings...well, we found out it is ours and we can move in on Oct 1st!!!! I'm so excited! Of course, we still have to see the inside to make sure we like it, LOL.

But really, it will be away from our crazy neighbors, a new place, a the first place me and BF have picked out together. Found out last night that we can paint whatever colors we want (yay!) and at least 1 if not both firepalces work (oooh, our heating bill will be LOW this winter!). Also, we get our ow little private entrance to our apartment (besides through the main door of the building) and a mini deck that is jus ours (besides the big porch everyone uses). We're the only apt that has a second entrance and a deck.

I CAN'T WAIT!!!!!!!!!!!!! Big GrinBig GrinBig GrinBig GrinBig GrinBig GrinBig Grin

Spendings Wednesday, 8/15

August 16th, 2007 at 11:42 am

Bottle of ginger ale for upset tummy: $1.50

That's it! I am MUCH better at not spending during the week than I used to be. I know there was a time *not too long ago) where I'd spend about $10-$12 EVERYDAY!!! I'm so proud of myself.

Today (Thurs) will be a bit of a spend day as I have another dr. appointment (co-pay $20) and have to fast before then, so I can't eat breakfast before I go. And I have to head right to work after the appt so I will buy breakfast out (about $5). Maybe another ginger ale if I feel sick later in the day. I've go to pick up some cheap packs tomorrow at the grocery store...

Happy Blogoversary to me!

August 14th, 2007 at 11:40 am

Today is my 1 year anniversary for writing here. Thank you all so much for the advice, the words of wisdom, the support, the encouragement, and even the tuff-lovin when I needed it. Smile

You all totally rock!!

Since I've started this blog, I've had 348 enteries, 564 comments and 55,787 visits!!!

In honor of this blogoversary, I have transferred $5 to my Vegas account and $5 to my EF. Smile

Old Vegas Total: $416.56
Blogoversary Gift: $5
-------------------------
New Vegas Total: $421.56


Old EF Total: $41.50
Blogoversary Gift: $5
----------------------
New EF Total: $46.50

OT Monday 8/13

August 14th, 2007 at 11:32 am

I need a place to start tracking my overtime for work. I figure since I make time and a half when I do OT, this is a great place to track it. Smile

Monday, 8/13 45 mins

Monday Spendings 8/13

August 14th, 2007 at 11:31 am

Ate breaky at home, brought lunch to work. Yay me!

$1.50 on soda from vending machine (my tummy was wicked upset so I got a ginger ale)
$20 CVS (meds, earplugs, more meds)
$5 on amazon.com for a movie I have been looking for for months! Found a used copy for $2.50 plus s/h Smile

Total spendings: $26.50

Smile

Spendings Sat and Sun 8/11 & 8/12

August 13th, 2007 at 11:32 am

Saturday free lunch with my friend got messed up. She had a gict certificate for Outback, so we were going to go there. She came up my way, and then we went to go to the restaurant and saw it had been closed! It was gone! Grrr...so we drove around a little looking for another Outback but couldn't find one. So we ended up at the 99 here lunch was $15 for me. Ouch.

Also picked up some groceries Sat. For the life of me I can't remember exactly what we spent, and I can't find the reciept. I know it was less than $20 so we're just gonna use that number.

Sat Spendings:
$15 lunch
$20 groceries
TOTAL $35

Sunday we went to Mums and Dads. Did laundry and just hung around. I did about 3 hours worth of take home OT for work, so that rocks. We had dinner there, then came home.

Sun Spendings: $0!! NO SPEND DAY!

Whoo-hoo!
$35 for the weekend...much better than normal! Smile

Anyone Know of a Magazine for Savings?

August 11th, 2007 at 01:08 pm

I'm looking for a magazine that can give me new ideas on how to save money and make more money, and reduce debt, etc. I used to read Budget Living, which I loved, but it is out of print now.

Anyone know of anything like that?

Plans for the weekend...

August 11th, 2007 at 01:03 pm

We have low-key plans since money is tight and I'm exhausted from being sick last week. Today (Sat) I am going to go to the mall to return 2 pairs of pants I bought. I'm kinda pissed. I tried them both on, and wasn't sure which pair I wanted (need them for work). So I brought them both home. Well, the black pair doesn't fit. I had tried on a pair of brown ones that fit great but decided I wanted them in black, so I just got the same size in the black ones. Can't even get the damn things buttoned. And they are the same size and the same pants...WTF??? Anywho, so I decided to return the gray pair and now I have to also return the black pair since they don't fit. Hopefully I can find another black pair that fits, since I seriously need them for work. The pair I have now are actually ripped along the bottom and tearing into shreds. Going to hem them, but the um, well, crotch area is getting really thin and will probably rip soon.

Anywho, so today I am off to the mall, then my best friend is taking me out to lunch today, her treat. How awesome is she? We might hit the free beach this weekend if it gets really hot. Tomorrow is a trip to Mums and Dads for visiting and laundry.

I also have about 1-2 hours of OT work to do this weekend. Scary, but I'm really starting to like this OT.

Other than that just some cleaning out and putting stuff on e-bay. The plan is to have 1 or 2 no-spenders this weekend!!!

Spendings Thurs and Fri 8/9 & 8/10

August 11th, 2007 at 12:57 pm

Thursday rocked...NO SPEND DAY!! Big Grin

Friday spendings:
$9.00 lunch with coworkers
$17.00 dinner
$2.46 for a new DVD and CD

Let me explain that last one. We have really been wanting to buy the new movie HOT FUZZ on DVD and there is a CD by Voltaire we have been dying to get. So we took some of our DVDs that we never watch anymore and traded them in at Newbury Comics for store credit. We got $24 from them, and the CD and DVD we wanted came to $26.24, so it was only $2.24 out of pocket! Sweeet! Big Grin

Thursday Total: $0!!!
Friday Total: $28.46

Debt Tally

August 11th, 2007 at 12:33 pm

It's been a long time since I did a debt tally. I figured I'm long ovedue...

PERSONAL DEBT:
LB CC: $1,248.29
AT&T CC: $3,351.20
------------------
$4,599.49

STUDENT LOANS:
RWU: $26,475.41
UMD 1: $38,044.87
UMD 2: $2,315.76
-----------------
$66,836.04

Other: $15,000

TOTAL DEBT: $86,435.53

Updated 8/11/07


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