It's been a long time since I did a debt tally. I figured I'm long ovedue...

PERSONAL DEBT:
LB CC: $1,248.29
AT&T CC: $3,351.20
------------------
$4,599.49

STUDENT LOANS:
RWU: $26,475.41
UMD 1: $38,044.87
UMD 2: $2,315.76
-----------------
$66,836.04

Other: $15,000

TOTAL DEBT: $86,435.53

Updated 8/11/07

Lunch: $4.00
Groceries: $93.00
Interview clothes for the boy: $27.00

Total spendings: $124.00

Breaky: $5.00
Dinner: $19.00
Magazine Store: $10.00

Total Spent: $34.00

*sigh* As you can tell, I'm having trouble not spending this week. Time to reel it in and get serious!

Lunch: $3.00
CVS (shampoo and conditioner, face wash, and meds): $64.04 (and I saved $3.32 with my CVS card!)


Total spending: $67.04
Saved: $3.32

Got a payment from Half.com today. $25.56! Yay! This will bring my Vegas total to over $500 after next weeks make-up deposit. I've done this in about 5-6 weeks! Go me! Granted there was a big freelance check in there, but hey, it's a reat start!

Old Vegas Total: $391.00
Half.com DD: $25.56
-------------------------
New Vegas Total: $416.56

Saturday
Postoffice: $17.00
Gas in car: $30
Lunch/Admission to park: $18.00
Groceries (Ok ok, it was beer, but it was last the month, at least): $25
-------------------------------
TOTAL SAT: $80.00

Sunday
NO SPEND DAY!

Total Sat and Sun: $80.00

We're getting better at this weekend thing.

I liked Lucky Robin and Amber's ideas of adding a little bit when you can b/c it all adds up. So I added a little to Vegas today to bring the total up to a more rounded number.

Vegas Prev. Balance: $386.60
Small deposit: $4.40
---------------------------
New Vegas Total: $391.00

Next paycheck will be another $100 to finish replacing the $200 I needed to borrow, so that will put me at right about $500. Only $1500 left!

Had dinner out last night (our once this week): $40

Fiber, card for friends b-day, candy for friends b-day, advil: $20

New purse: $7.50 (clearance!)

Watch for BF: $9.99

Good Cat (a suppliment that "calm" crazy kitties down...Goddess I hope it works): $11

Total spendings: $88.50

Lucky e-mailed me sugesting I deposit that $1.07 I had left in my cheking into my EF. Fab idea!!

Thanks Lucky!

Old EF Total: $40.43
Deposit: $1.07
-----------------------
New EF Total: $41.40

Did good yeaterday. Left work early, a I'm still feeling sick and it's been 2 weeks. Went to the doctor. It's either IBS or an ulcer. Lovely. Spent $15 there for my co-pay. Luckily, my Dr. gave me a month of meds for the pain in free samples. I guess insurance doesn't cover this pill, and it's really expensive, so she just wants me on it for a month and had enough to help me out. Kickarse.

After that went home and just slept off and on the rest of the day. Ran to the grocery store last night. Had exactly $40.68 left in my checking accout but wanted to pick up some things for dinner that night, plus breakfast and lunch the next day, seeing as how payday was the next day and I was out of stuff. Spend $39.61. LOL Came home and finished the week with $1.07 in my accunt. LOL

Thank goodness today is payday!

Dr. Visit: $15
Groceries: $39.61
Total Spendings 8/2: $54.61

I'm not really doing anything to add to my EF right now. I'm saving for Vegas and working on paying down the CC first. But I did get interest this month, so here's my new total:

Old EF total: $40.27
Interest earned: $.16
-----------------------
New EF total: $40.43

Last week I got a medical bill in the mail that I just did not have the money to cover. It was due before my next paycheck and I didn't want to pay it late. (Side note, Dads says to me..Oh just pay it when you get the money...everyone pays their medical bills late!) So instead, I opted to withdraw $200 from the Vegas fund to pay it. I have repalces $100 of that with todays paycheck, and will repalce the other $100 with my next oaycheck in two weeks. So, updated Vegas fund:

Vegas Prev. Balance: $486.00
Withdrawl for bill: -$200
Deposit to payback withdrawl: $100
Interest earned in July: $.60
---------------------------
New Vegas Total: $386.60

Driving home from work yesterday I was listening to a local radio station. The afternoon DJ has an "audio blog" that he reads from everyday around 5:30. Yesterdays rant was about buying bottled water.

Most of it was re: the chemicals and how it's not really any healthier for you, and how you're drinking water that wildlife has used for a toilet (lovely...).

But at the end he did make one point that just flabbergasted me:

In one year, someone who buys bottled water on a regular basis will spend about $1,400. In one year, someone who drinks tap water instead, will spend about $.49.

Good goddess!!!!!

All I can say is YAY for Brita!!!

CITB Totals:

Bills: $6.00
Dimes: $1.20
Nickels: $.50
Pennies: $.78
Quarters: $7.00

Total: $15.48

Still a bit aways from doing any major rolling and depositing...

Breaky $5.03
CVS (ct food, cat litter, milk) $11.96

Total Spendings Wed 8/1: $16.99

Holy Bannanas, it's a long list!

Financial Things To Do

Totals for July Spendings
August budget
Details re: life insurance
-From my work
-From Dad’s policy
Allocate paycheck funds
Repay Vegas fund $200
Pay ATT
Pay LB
Return LB pants and top
Update debt tally
Recalculate CC payoff plan
Get copy of credit report
Calculate DETAILED savings plan for Vegas
Determine day/amount of bills due
Finish Woman and Money
Open new checking account
Cancel Paypal CC (don’t even know how I got one to begin with!)
Gift and card for Sis’ b-day
Mail packages (4)
Cash in points for CVS gift card
Call re: student loans
Ing to Ameritrade
Stuff on ebay
DD to savings $25 per paycheck
Research AMica vs Lib Mut car insurance
Possible to lower cell phone bill?
Total CITB

Merry Lughnasadh all! (Loo-nahs-zad). It's the first day of the harvest (in old times) and one of the 8 Major holidays in my religion (Wicca).

Here's hoping everyone has a fruitful year!

Blessed be!