Last week I put some extra fabric on ebay. It was just 100% cotton, a year or two. One was Shrek, two were Spiderman, and a bigger piece (64"x90") was Red Sox. The Shrek didn't sell, Spidey went for $3, BUT, the Red Sox fabric went for $61.88!!! I couldn't believe it! I only wish I had more of it! At any rate, that $ will go into my $20/UF as soon as it makes it to my account.

Had another half.com DD into my savings today.

Pssst...Merry Christmas!

$20/UF Old Balance: $51.69
Half.com DD: $12.63
----------------------------
$20/UF New Balance: $64.32

For some reason, I've been having good luck with ebay sales lately. I think it is because of the holidays, and also becasue I have finally got to the point where I am ok with parting with some of my "more collectible" items. At any rate, I just made a deposit to my $20/UF Fund from 2 ebay sales, and I have another one ending in 2 days that will be at least $20.

$20/UF Old Balance: $20.22
Ebay sales: $31.47
----------------------------
$20/UF New Balance: $51.69

I am so angry right now! I opened my CC statement and it said I had $114 in purchases! NO! I had $39.95 for my monthy WW fee. The rest was all interest! $75 in fricken interest! AND my interest is down almost 10% from what it used to be! No wonder I can never get ahead on this! I mean, I always knew it was ridiculousy high interest, but I guess it never sunk in b/c I was always using my card. But now that I use it for WW ONLY, it is really hitting me! Time to cancel that from my CC! No more purchases with the CC AT ALL!!!

This means that before I had a total of $139 paid off it, now it is down to $64!! And that is after paying $235 on it last month! God, that is disgusting the way they rip you off! Unless I can get a 0% interest or can afford to pay it off ASAP, no more CCs for me. I'm done with them!


Old ATTCC Balance: $3,360.12
Interest: $74.95
Monthly WW fee: $39.95
-----------------------------------
New ATTCC Balance: $3,435.07
$20/UF Payment 12/14: $100.00
-----------------------------------
New ATTCC Balance: $3,335.07

Paid off: $164.93

I love having a full roll of quarters. Added to the $20/UF account.

$20/UF Old Balance: $10.22
Quarter Roll: $10
----------------------------
$20/UF Balance: $20.22

Just got a payment of $32 from half.com Adding this to the $20/UF account. I now have over $100 in there, so I am taking $100 out of it to make a payment on the CC. When it clears, I'll update the CC balance. For now, here is the new $20/UF balance.

$20/UF Old Balance: $78.22
Half.com: $32.00
----------------------------
$20/UF Balance: $110.22
MINUS CC payment: -$100
----------------------------
$20/UF New Balance: $10.22

Yesterday was my first day of being at III Suns as their tarot reader. It was great. I only got one reading, but I had a lot of fun there talking with the woman who was working and the customers who came in. I got to meet some great new people. Hopefully there will be more readings next time, but I'm psyched I even had one. Sooner or later, my business cards will be picked up, people will get to know me, and I'll have booking for readings. For now, that $10 I made yesterday is going to the $20/UF.

$20/UF Old Balance: $68.22
Tarot Earnings: $10.00
----------------------------
$20/UF New Balance: $78.22

I think for now, with nothing big ahead of us to save for at the moment, our $20/UF will be a kind of holding place for CC payments. I can only make an online payment to the CC a certain number of times per month, so instead of worrying about it being in the checking and us spending it (cuz if it is there, I so will spend it), I will keep it in the separate account. This way, all the small little amounts I get here and there can build up to make one large payment. Every time I hit over $100 in the account, I will transfer that $100 to the CC as an additional payment.

I really want this ATTCC debt gone by Jan 1st, 2009. According to my calculations, at the interest rate I am paying, I will need to pay $300 a month! Yikes! I'm not sure I can manage it, but gods dammnit, I will try! If I can swing at least $200 a month, it will be paid off in 1.5 years, and I can live with that if I don't get it all gone in 1 year.

Interest from November, plus $5 to help it along.

$20/UF Old Balance: $61.93
Just becasue: $5.00
November interest: $1.20
----------------------------
$20/UF New Balance: $68.22

Deposited some rolled change I had. Adding it to the $20 Challenge/UF account.

I have to say,it was great having the cash for Vegas, and I'm actually excited about seeing my balance in the savings grow again! What a great influence all of you have been on me!!

$20/UF Old Balance: $52.43
CITB deposit: $9.50
----------------------------
$20/UF New Balance: $61.93

Well, Vegas was FAB! Now that I am back, however, I am unsure of what my "Vegas Savings Account" should become. Maybe now it should be holiday gifts.

There is a huge issue with my unemployment bennies (will post more on that later) so all the money from the freelance jobs I thought I could put towards holiday shopping now has gone to everyday expenses and bills. Not happy about this. But at this rate I am almost done holiday shopping. The Boy and I have been talking and with the way finances are right now, we might not do gifts for each other this year. Maybe something small, but nothing like normal. Other than that I am about done. Sis is done, BIL is done, one more small thing for Dad(some candy he loves). Still need to do my 2 friends L and A, and Mums. L and A will be small gifts, as they understand I am poor and not working, and so will Mums.

Hmmm, I do really want to get my CC debt gone asap. Maybe what was before Vegas can now be a holding place until it comes time to pay my bills each month.

And then there is the most likely moving fees we will be having in the next 6 months or so. Ugh. I have a headache.

For now we'll call it the Undetermined Fund.

Undetermined Fund Old Balance: $47.00
Half.com DD: $5.43
---------------------------------------
Undetermined Fund New Balance: $52.43