Did pretty good yesterday in terms of spending.

IHOP was so yummy. I had 2 eggs, 2 slices bacon, 2 sausage links, and 2 crepes. The crepes had nutella, bananas, strawberries, and whipped cream. So not healthy on my diet, but at least I had fruit! BF got eggs, pancakes, hash browns, and bacon. Total for the 2 of us was $20.66, but after my BOGO coupon, the total was $13.51 Makes me happy!

We also stopped and picked up cigars for BF and a few things at the Dollar Store. Oh, and put gas in the car. Total spent for the day was $45.08

Hoping to make today a NSD as well. We are going to Mums to do laundry later this afternoon, and I think I may hang out with a friend, but I don't see us needing to spend $ on anything.

When we were in the cigar shop yesterday I found a dime and a penny. Jingly jingly! New Pennies on the Sidewalk total: $.37

Yesterday I signed up for the 2009 MS Walk. I think most everyone who walked on my team last year is going to walk again, so that is cool. And I got my first donation: $50 from an old friend of mine. Wait, the friend is not old, I've just known her for 19 years. Plus my Mums' cousin emailed me and said he is mailing a donation so that rocks, too.

Oh, and my payments to my LBCC posted, as well as the $29 credit for late fee waiver. New LBCC balance is $889.21 I may just get that one paid off this year!

I am starting to freak out about my CC debt. I am almost 31 and this is debt I have charged up on stupid things. I really want it gone.

I already posted about my LBCC payment this month ($75, which is $23 more than the minimum), plus the $29 late payment fee I am getting waived on my next statement.

Here's the stats on my ATTCC. I usually don't post about it since whatever I pay each month is pretty close to what the finance charges are, so it never seems to get any smaller. But this month I was able to put a good smack on it.

ATT Prev Balance: $5,282.54
Payment 1: $250
Payment 2: $250
Payment 3: $12.55
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ATT New Balance: $4,769.99

Estimated Finance Charges for next month's statement is $118.34 This bring my Balance on the next statement to $4,888.33 Let's hope it's no more than this. And nope, I don't use this card for anything. Just want it paid off and gone!

My LBCC payment was due on 12/21, and with the holidays, I totally forgot about it. I paid it on the 26th. What stinks is my minimum payment was $50, but they slapped me with a $29 late fee!! Argh!

I figured since I have been in excellent standing with this card for at leave a year, and they recently raised my limit by an additional $300, I had a good shot at getting it removed.

I called this morning and didn't even have to talk to a customer service rep. They have an automated option now to press 1 and it automatically requests your late fee be waived. Good news: after about 10 seconds, that very nice computer voice informed me that the late fee was waived! Wa-hoo! It will show up as a credit on my next bill.

So right now my balance is at $993.21 The late fee removal will bring it down to $964.21. And I am making a payment of $75 ($23 above the minimum due) so before finance charges next month my balance will be at $889.21 I like that number: I think I can get it down in the next 11 monthly payments!

It's nice to see things like that happen as a direct result of being a customer in good standing and good debt repayment. Now, if only I could get the other CC under control...