<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > One Step Forward, 12 Steps Back

One Step Forward, 12 Steps Back

August 28th, 2008 at 07:05 pm

I should have known. I had a great big deposit placed into my $20 Challenge account, and I find out I was overdrawn on my checking account due to my check not clearing when I thought it did. The result?

I paid a lot of bills and kept getting over limit fees. Pardon my language, but FUCK!

Took the money from my $20 Challenge account to cover it all. Ick.

Old House Fund Balance: $592.94
Withdrawl for fees: - $145.00
--------------------------------------
New House Fund Balance: $447.94

Posted in | 7 Comments »

7 Responses to “One Step Forward, 12 Steps Back”

  1. little l Says:
    August 28th, 2008 at 07:15 pm 1219950944
    1219950944

    That's a total bummer, sorry to hear that. Is it possible to link the two accounts for overdraft protection so that at least you avoid the fees in case it ever happens again?

  2. greengirl Says:
    August 28th, 2008 at 08:01 pm 1219953688
    1219953688

    have you ever done it before? maybe you could call the bank and speak nicely with them, because i had that (overdrawn) once and i called them (actually i had to call twice - the first guy was just a dickhead anyway) and the second woman i spoke to was very nice and reversed the charge for me.

  3. sillyoleme Says:
    August 29th, 2008 at 12:49 am 1219970953
    1219970953

    That sucks! But at least you had the money to cover it, that is the bright side.

    I agree with greengirl, it's worth call to the bank to see if they can take off any of the charges. When I had my mix up, I called once and nobody called me back. Then I went to the bank on my lunch break, and they had to call me back later to say that couldn't do anything. It's a bunch of bull, but I didn't want to change banks for the remaining 6 months that we'll be here. Maybe your call will go better! Smile

  4. Thrifty Ray Says:
    August 29th, 2008 at 02:47 am 1219978040
    1219978040

    If this is a rare occurance, you should definately call the bank and plead your case. Politely explain what happened and ask if the can reverse...and dont stop at the first no. If you do not get a reversal and you have gotten to the head of the class...ask if they will reverse 1/2. The worst that can happen is you spend some time telling your story with no luck...but I am guessing you will get at least part of this reversed. If not, it may be time to change banks.

  5. frugaltexan75 Says:
    August 29th, 2008 at 02:52 am 1219978356
    1219978356

    I agree with the others. You should def. call the bank and see if they will negotiate with you at all on this.

  6. Amber Says:
    August 29th, 2008 at 04:17 am 1219983449
    1219983449

    Sorry to hear that but I am happy you had the money to pay it. Murphy will challenge you for awhile but you'll pull through, you always do Smile

  7. DSvT Says:
    September 1st, 2008 at 03:00 am 1220238000
    1220238000

    Happy Blogoversay~
    Life beside the edge

Leave a Reply

(Note: If you were logged in, we could automatically fill in these fields for you.)
*
Will not be published.
   

* Please spell out the number 4.  [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]