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Home > $20/UF Fund has a purpose

$20/UF Fund has a purpose

December 9th, 2007 at 03:09 am

I think for now, with nothing big ahead of us to save for at the moment, our $20/UF will be a kind of holding place for CC payments. I can only make an online payment to the CC a certain number of times per month, so instead of worrying about it being in the checking and us spending it (cuz if it is there, I so will spend it), I will keep it in the separate account. This way, all the small little amounts I get here and there can build up to make one large payment. Every time I hit over $100 in the account, I will transfer that $100 to the CC as an additional payment.

I really want this ATTCC debt gone by Jan 1st, 2009. According to my calculations, at the interest rate I am paying, I will need to pay $300 a month! Yikes! I'm not sure I can manage it, but gods dammnit, I will try! If I can swing at least $200 a month, it will be paid off in 1.5 years, and I can live with that if I don't get it all gone in 1 year.

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