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Money is tight...

January 28th, 2007 at 03:43 pm

Threw a couple of $1 bills into the change envelope this morning. Money is fairly tight so we haven't been spending any cash, hence very little change in the envelope this month. We have been using the cc some. *sigh* Seems like every time we start to get ahead we crash down again. We're going to work really hard to cut out extras next month. Try and start a budget again. I think we're going to do the envelope system for a few things.

Money for bills will stay in the checking account, but at the beginning of each month, or rather on each pay day, we'll take some $ out and designated it.

$100 a month for eating out/toys/buying things we want but don't need/entertainment. We have Netflix for $18 a month, so that will come out of there. If we manage to not spend it all, at the end of the month it can either be rolled over to the next month or put into a savings account.

I wish there was a way to cut down on the amount of gas in the car we use, but my commute is far enough that I have to fill the tank every 3-4 adys. That sucks.

The boy is busy looking for a job still. Not much around here and since he doesn't drive, he either has to be able to walk to work, take the bus to work, or work after I am home at night so I can take him and pick him up from work.

This summer I'm going to reteach him to drive, then maybe we can save up for a cheap car for him. Mine will be paid off in September, so that will help a bit.

What really sucks is that I get depressed and stressed about the money being tight and all I want to do is go spend money to cheer myself up and forget about our money problems. Rather counter-productive, wouldn't you say?

Anyways, today we are going to see a matinee movie. We have had it planned for 2 weeks and have put aside the $20 we need for it. Of course I will feel guilty later today when I think of how else we could have used that $20 (bills anyone?) but we are dying to see this movie, and well, I have no willpower.

Smile

1 Responses to “Money is tight...”

  1. Amber Says:
    1170004894

    Good luck ith the job search, try and check out careerbuilders. com or getthejob.com

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